Not sure how much you’ll actually take home? Our free Paycheck Calculator shows your exact net pay after federal taxes, Social Security, and Medicare — in seconds.
No sign-up. No fees. Just enter your salary and get your real take-home pay instantly.
Free Paycheck Calculator
How Does This Paycheck Calculator Work?
Enter your annual salary or hourly rate, select your state, choose your pay frequency, and our calculator instantly estimates your gross pay, federal tax, FICA deductions, and net take-home pay.
What Gets Deducted From Your Paycheck?
- Federal Income Tax (based on your filing status and W-4)
- Social Security Tax — 6.2% of gross pay
- Medicare Tax — 1.45% of gross pay
- State Income Tax (varies by state)
- Any pre-tax deductions (401k, health insurance, etc.)
Why Use Cashlator?
- 100% free — no account needed
- Updated for 2026 tax rates
- Works for hourly and salaried employees
- Covers all 50 states
- Results in seconds
Frequently Asked Questions
What is net pay?
Net pay is the amount you actually receive after all taxes and deductions are taken out of your gross salary.
What is gross pay?
Gross pay is your total earnings before any deductions — taxes, Social Security, Medicare, or benefits.
How often should I calculate my paycheck?
We recommend recalculating whenever you get a raise, change jobs, update your W-4, or move to a new state.
Is this calculator accurate for 2026?
Yes. Cashlator uses the latest 2026 federal and state tax brackets to give you the most accurate estimate possible.
Ready to know your real take-home pay? Scroll up and use the calculator now — it takes less than 30 seconds.